PAMM Investor Agreement

1.1 This Agreement establishes terms for investors allocating capital to professional trading managers through PAMM accounts on Pure Portal.

1.2 PAMM (Percent Allocation Management Module) allows investors to invest capital which is managed by professional trading managers.

1.3 Investors contribute capital and receive proportional share of profits and losses. Manager controls all trading decisions.

1.4 Investment minimum typically $1,000. No maximum limit. Investors may withdraw capital with 10 business days notice.

1.5 Investors must pass full KYC verification before investment. Source of funds verification required for large investments.

1.6 Investors must be 18+ years old, legally capable, not from sanctioned jurisdictions, and have understanding of investment risks.

1.7 By investing, investors accept all terms of this Agreement, acknowledge investment risks, and confirm understanding of PAMM operation.

1.8 This Agreement governed by Vanuatu law. All investments subject to Vanuatu Financial Services Commission oversight.

2.1 Manager Selection: Investors review manager profiles, track records, fees, and investment strategies before selecting manager.

2.2 Investment Commitment: Investor specifies investment amount (minimum $1,000). Investor confirms understanding of fees and risks.

2.3 Capital Transfer: Investor deposits funds to PAMM account. Capital immediately allocated to manager's trading account.

2.4 Equity Allocation: Investor equity calculated as percentage of total account. Equity adjusted daily based on profits/losses.

2.5 Multiple Investors: Single PAMM account may have multiple investors. Profits/losses distributed proportionally by equity percentage.

2.6 Fund Segregation: Investor funds segregated from Company operating funds. Segregated accounts protected under Vanuatu law.

2.7 Investor Confirmation: Confirmation email sent showing investment amount, manager details, equity percentage, fee structure.

2.8 Account Activation: Account activated when investment received and processed. Investor notified via email and SMS.

3.1 Profit Sharing: Investors share daily profits proportionally by equity percentage. Profits credited to account immediately.

3.2 Loss Allocation: Investors share daily losses proportionally. Losses reduce investor equity. Losses may exceed initial investment.

3.3 Withdrawal Rights: Investors may withdraw capital with 10 business days notice. Withdrawal processed at net account value.

3.4 Profit Withdrawal: Profits may be withdrawn immediately without notice. No lock-up period on profits.

3.5 Account Information: Daily statements showing equity, P&L, positions, fees, withdrawal requests. Monthly consolidated reports provided.

3.6 Trade Transparency: All trades disclosed to investors. Trade-by-trade detail available. Position details updated in real-time.

3.7 Performance Reports: Monthly detailed performance reports showing returns, fees, risk metrics, manager commentary.

3.8 Communication: Investor support available via secure messaging. Inquiries responded within 24 hours. Weekly or monthly updates provided.

4.1 Management Fee: Annual fee on assets under management (typical 1-5%). Deducted monthly from account. Charged regardless of performance.

4.2 Performance Fee: Fee on profits only (typical 20-30%). Applied monthly. Only paid when account achieves new high (high-water mark).

4.3 Fee Calculation: Management fee = AUM × Annual Rate / 12. Performance fee = Net Profits × Performance Percentage.

4.4 Fee Example: $10,000 investment with 2% mgmt + 20% performance earning $1,000 profit: mgmt fee $200 + perf fee $200 = $400 total fees.

4.5 Fee Transparency: Fees disclosed upfront before investment. Fee amounts shown daily on statements. No hidden fees permitted.

4.6 No Entry/Exit Fees: Company does not charge entry or exit fees. Manager fee structure determined at account creation.

4.7 Swap and Commission: Overnight financing charges apply to positions held overnight. Commission deducted from gross profits.

4.8 Fee Disputes: Fee disputes reported within 30 days. Company audits disputed calculations. Refunds issued if errors found.

5.1 Investment Risk: PAMM investing involves substantial risk of loss. Investors may lose entire investment. Past performance not indicative of future results.

5.2 Manager Risk: Manager performance varies based on skill and market conditions. Manager may make poor trading decisions.

5.3 Market Risk: All markets carry volatility. Adverse price movements result in losses. Market risk cannot be entirely eliminated.

5.4 Leverage Risk: Manager may use leverage amplifying returns and losses. High leverage increases risk significantly. Margin calls possible.

5.5 Liquidity Risk: Some positions difficult to close quickly. Slippage may occur. Withdrawals may be delayed if account illiquid.

5.6 Regulatory Risk: Regulatory changes may reduce available leverage or restrict instruments. Investments affected by regulatory changes.

5.7 Counterparty Risk: Liquidity providers or banks may fail. Segregated funds protect against Company insolvency. Counterparty risk exists.

5.8 Risk Acknowledgment: Investors acknowledge understanding all risks, capable of bearing losses, and making own investment decision independently.

6.1 Withdrawal Request: Investors submit withdrawal request through platform. Specify withdrawal amount and date.

6.2 Withdrawal Notice: 10 business days notice required for withdrawals. Withdrawal on specified date if sufficient liquidity exists.

6.3 Immediate Withdrawal: Profits may be withdrawn immediately. Capital withdrawals require 10 day notice period.

6.4 Processing: Withdrawals processed at net account value. Processed within 5 business days of specified date. Returned to deposit method.

6.5 Partial Withdrawal: Investors may withdraw portion of capital. Remaining capital continues to be managed.

6.6 Full Withdrawal: Investors may withdraw entirely, closing investment account. Manager notified of withdrawal. Account closed in system.

6.7 Forced Closure: Account closed if equity drops below $100 minimum. Final equity returned to investor.

6.8 Withdrawal Costs: No withdrawal fees charged by Company. Bank fees for transfer paid by investor if applicable.

7.1 KYC Verification: Full identity verification required. Government ID, proof of address, source of funds documentation.

7.2 AML Compliance: Source of funds must be legitimate. Sanctions screening conducted. Suspicious activity reported to authorities.

7.3 Sanctions Screening: Investors must not be from sanctioned jurisdictions. OFAC, EU, UN sanctions lists checked.

7.4 Tax Reporting: Company provides annual statements for tax reporting. Investors responsible for own tax compliance.

7.5 Regulatory Oversight: Accounts operated under Vanuatu FSC regulations. Accounts subject to audit and regulatory review.

7.6 Information Reporting: Investor information may be reported to authorities if required. Investors authorize regulatory reporting.

7.7 Regulatory Changes: Changes in regulations may affect investments. Trading conditions may change. Leverage may be reduced.

7.8 Investor Compliance: Investors responsible for compliance with own jurisdiction laws. Company not responsible for investor compliance.

8.1 Dispute Process: Disputes first addressed to the Company. Investor provides written details of dispute.

8.2 Investigation: Company investigates within 10 business days. Written determination issued explaining Company decision.

8.3 Appeal: Investor may appeal Company decision within 30 days if dissatisfied. Appeal addressed to senior management.

8.4 Mediation: Unresolved disputes submitted to mediation. Neutral mediator selected. Mediation conducted in Port Vila.

8.5 Arbitration: If mediation fails, disputes submitted to arbitration under Vanuatu Arbitration Act. Single arbitrator for disputes under $50,000.

8.6 Arbitration Costs: Arbitration costs shared equally unless arbitrator determines otherwise. Prevailing party may recover attorney fees.

8.7 Governing Law: Agreement governed by Vanuatu law. Disputes resolved under Vanuatu legal system.

8.8 Jurisdiction: Investors submit to jurisdiction of Vanuatu courts. Investors waive objections to Vanuatu jurisdiction.